Terms of Service

1. Acceptance of Terms

By accessing and using PsychoInvest ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. These Terms of Service constitute a legally binding agreement between you and PsychoInvest regarding your use of our investment psychology platform and related services.

2. Description of Service

PsychoInvest provides educational content, tools, and resources focused on investment psychology and behavioral finance. Our services include:

• Educational articles and research on investment psychology
• Analysis of cognitive biases affecting financial decisions
• Success stories and case studies
• Contact forms for inquiries and consultations
• External resources and research links

Our platform is designed for educational purposes and does not constitute financial advice or investment recommendations.

3. User Responsibilities

3.1 Account Security

Users are responsible for maintaining the confidentiality of their account information and for all activities that occur under their account. You agree to notify us immediately of any unauthorized use of your account.

3.2 Prohibited Uses

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, or impair the Service. Prohibited activities include:

• Violating any applicable laws or regulations
• Transmitting harmful, offensive, or inappropriate content
• Attempting to gain unauthorized access to our systems
• Using automated systems to access the Service without permission
• Interfering with other users' enjoyment of the Service

4. Intellectual Property Rights

The Service and its original content, features, and functionality are owned by PsychoInvest and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our content without our prior written consent.

5. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, secure, or error-free.

6. Limitation of Liability

To the fullest extent permitted by applicable law, PsychoInvest shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses resulting from your use of the Service.

You acknowledge that investment decisions carry inherent risks and that past performance does not guarantee future results. Any investment decisions made based on information from our platform are your sole responsibility.

7. Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Service. By using our Service, you agree to the collection and use of information in accordance with our Privacy Policy.

Please review our Privacy Policy for detailed information about our data practices.

8. Modifications to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. Material changes will be notified through our website or via email.

Your continued use of the Service after any such changes constitutes your acceptance of the new Terms of Service.

9. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

10. Governing Law

These Terms shall be interpreted and governed by the laws of the United States, without regard to conflict of law provisions. Any disputes arising from these Terms or your use of the Service will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

11. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. The invalid or unenforceable provision will be replaced with a valid, enforceable provision that most closely matches the intent of the original provision.